Settle global trade in a coin you actually want to hold
Zend, the token designed for true global stability.
Take control of cross-border settlement with speed, certainty and efficiency. Zend is backed by a multi-currency reserve of fiat currencies, so you settle on-chain without importing the turbulence of any single currency.
- Fully backed reserves
- Issued only to verified organisations
- Settles in seconds, 24/7
Where we make a difference
Stability you can settle in, wherever you trade
Most cross-border payments force you to hold, and hedge, a currency you neither need nor want. Zend is currency-neutral by design.
Sovereign stability
Reserves fully backed by cash and near-cash assets reduce volatility, using the same diversification principle governments and central banks apply to their own reserves.
Global access
Organisations in hard-to-serve markets, and in markets with highly volatile currencies, can now settle in a stable digital asset.
Smart value
Move money as easily as data, and price with more confidence than any single currency allows.
The Zend Portal
Buy or redeem Zend directly, then settle around the clock
Exchange major stablecoins or more than 30 fiat currencies for Zend, the currency-neutral settlement token, in the Zend Portal.
- Hold, sell or swap 24/7, with no banking hours or cut-off times
- Near-instant settlement to any Ethereum, Solana (SOL) or Tron (TRON) wallet
- Low cost: transaction costs fall from dollars to pennies
- Low volatility, measured from any currency, not just the dollar
- Multi-factor authentication required at every sign-in, protecting your organisation’s sensitive information and the wallets and accounts linked to it
Universal access
Over 30 currency options, one settlement asset
Buy or redeem Zend in the currency your organisation already uses, then settle anywhere in the world.
- Open to every kind of organisation: businesses, trusts, charities, foundations and other organisations in eligible jurisdictions
- Global accessibility: low-volatility settlement for organisations moving value across borders, including in hard-to-serve markets
- Local currency transactions: over 30 currencies, so your organisation can buy or redeem in the currency of its choice
- Settle with any wallet: once your organisation holds Zend, it can settle with any Ethereum, Solana (SOL) or Tron (TRON) wallet globally
currencies to buy or redeem Zend
- USD
- EUR
- GBP
- CNY
- ARS
- IDR
- MYR
- KES
- and more
Currency availability depends on your jurisdiction and onboarding. How buying and redeeming works.
Compliant by design
Reserves you can verify, on a network you can trust
Segregated custody
Full KYC compliance, with Trnznd reserves structurally segregated from operational accounts.
Fully backed
A minimum of 100% reserve backing, in cash and cash equivalents, for every Zend in circulation.
Transparent
Monthly reserve attestations, and regular audits published by one of the Big Four accountancy firms.
Driving opportunity and change
Globally stable finance for your clients, partners and treasury
Zend lets businesses offer stable value to their customers, international partners and their own treasury.
Trading companies
Liquidity on the chain of your choice
Trade beyond borders. Invoice and settle in a coin that belongs to no nation, yet is backed by many.
- Choose Ethereum, Solana or Tron, and move between them
- No forced dollar intermediation, and no FX conversion chain eating your margin
Payments
Seconds, not correspondent-banking days
Pay suppliers and partners anywhere in the world with near-instant settlement, at transaction costs measured in pennies rather than dollars.
- Pay any Ethereum, Solana (SOL) or Tron (TRON) wallet, worldwide
- Settle around the clock, with no cut-off times
Treasury & value
Stable from any vantage point
Because the reserve blends major fiat currencies, Zend shows low volatility whichever currency you measure it from, not just from the dollar’s perspective.
- Hold working capital without single-currency exposure
- Plan and price with more certainty across markets
How it works
From onboarding to settlement in three steps
Onboard
Complete a streamlined verification process for your organisation and its authorised representatives, and connect to the Zend network in minutes, not weeks.
Convert & hold
Deposit local currency or stablecoins and receive Zend, a fiat-backed token you can hold, transfer or settle with. No single-currency exposure.
Settle
Send Zend to any Ethereum, Solana (SOL) or Tron (TRON) wallet worldwide, or keep it in treasury. Settlement is near-instant and costs are minimal.
Trnznd deals only with verified organisations. Once your organisation holds Zend, who it settles with is its own decision.
Zend in numbers
Engineered for stability
Minimum reserve backing for every Zend in circulation
Lower volatility than single-currency exposure*
Currencies to buy or redeem in
Settlement, with no banking hours
* Compared with holding a single currency. [Link to the published volatility methodology before launch]
The Trnznd Group
One group. A settlement asset, and a platform to manage it.
Zend, by Trnznd
A fully backed, multi-currency digital settlement asset for cross-border trade and treasury, with reserve yield channelled into social impact.
Zend for business Trnznd Group product
Stablecoin treasury management
One login and one governed view across your exchange accounts, custodians and wallets. Non-custodial by design: your keys, your custody, your controls.
Visit TrnzitFAQ
Frequently asked questions
What is Zend?
Zend is a multi-currency digital settlement asset issued by Trnznd, S.A. It is designed to help businesses move, hold and settle value with less reliance on any single national currency.
How is Zend different from a USD stablecoin?
A dollar stablecoin ties your organisation to one economy’s currency and monetary policy, so any organisation settling outside the dollar takes on currency risk. Zend is backed by a blended reserve of fiat currencies, so its value is stabilised globally, and its volatility stays low whichever currency you measure it from.
Who issues Zend?
Zend is issued by Trnznd, S.A.
Is Zend fully backed?
Yes. Every Zend in circulation is backed by a minimum of 100% reserves, held in cash and cash equivalents and segregated from Trnznd’s operational accounts.
What supports the Zend reserve?
A diversified reserve of major fiat currencies, held as cash and cash equivalents. Reserve attestations and audit reports are published on our transparency page.
Purpose Beyond Payment
Know tomorrow’s value. Not by prediction, by design.
Join a global network of organisations settling in a currency-neutral asset, with reserve yield funding social impact projects worldwide.